To prevent fraud and provide structure to the Medicare program, The Centers for Medicare and Medicaid Services (CMS) have established guidelines for agent meetings, communications and compliance. As a result, it is important that you as a Medicare beneficiary identify agents that are compliant with their Medicare insurance licensing, certification and compliance.

The Rules Licensed Medicare Insurance Agents Should Follow

There are thousands of Medicare insurance agencies, call centers and independent agents who can help Medicare beneficiaries understand Medicare, the products that complement it and how to enroll. A certified, licensed Medicare agent will respect your privacy, act compliantly, ask appropriate questions, deliver the information you asked for and stay within the regulated guidelines.

When marketing Medicare insurance plans or meeting with beneficiaries, experienced, licensed Medicare insurance agents have a thorough understanding of CMS regulations, which state that agents cannot engage in any of the following actions:

Independent Licensed Medicare Insurance Brokers Offer Unbiased Assistance

Know your rights and the Medicare rules in place to help you make an independent plan choice. Licensed Medicare agents should only provide the educational plan material you requested, additional plan information resources, discussion on plans you’re interested in and enrollment forms you requested.

It’s important to work with a knowledgeable, licensed Medicare insurance agent. There are many reputable organizations that can assist your research and deepen your understanding of the Medicare plans available and suitable for you.